Wallace Group - Insurance Blog

Life Insurance for Obesity

If you are overweight you may have had trouble purchasing life insurance the past or perhaps you have been up-charged on your premium. Maybe you do not currently have life insurance and perhaps you are worried that your premium will be too high. But not to worry, life insurance for obese people can still be affordable. If you are obese and looking for life insurance click the link below and get started today.

Most life insurance carriers have tables that tell you what their maximum weight is based on how tall you are. It’s usually straight forward but you may get declined right out of the gate. I know of several companies that have a max weight on their products, but most life insurance carriers offer table ratings. This means you will pay an additional premium for being what they consider to be “high risk”. Not all companies’ weight charts are the same. It is important to start with companies that are more generous on their charts so you can qualify as close to a standard rating if possible.

Let’s say that you are considered morbidly obese. Life insurance for morbidly obese people is attainable as well. Several companies we offer do not ask your height and weight if you are older than 40 years old. These policies are usually in the $5,000-$50,000 range of coverage.

If we have been able to offer you a little bit of hope today, hit the quote button below and tell us how we can help you today.

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